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Saturday, March 21, 2009

Car Insurance And Women – A Cheap Deal

Lady drivers or women drivers are a class apart and are often addressed as to being the lesser experienced among men and women. This a common conception in the minds of people all over the world. There have been instance when people have joked about this phenomenon and have laughed their hearts out. But there is one thing about women drivers that men are definitely jealous about, if not their driving skills.

It is the fact that women drivers get their insurance policies at a much cheaper rate as compared to men. This fact has lead to many a men feel sad bacause they are made to pay more or sheel out more from their pockets as compared to their women counterparts. Many insurance companies have had the tendency to allow women drivers more privileges. The reason to this has altough been very less understood.

The reason that a car company provide when asked to by a reporter though was good but not up to the mark in order to satisfy the ale community. They said that due to the fact that women drivers are involved in a lesser number of car accidents and other car related troubles in a recorded data of a paticular year, they are liable to pay much less . Due to the fact that the car maintenance costs for women are much less than male drivers , they are made to shell out less for their car insuramce also . The companies also believe that omen are able to clear their druiving tests much before male drivers . This leads them to believe that women are much more experienced which is not so. They are also not involved in as much felonies as much being caused by their male counterparts.

Due to the above stated facts that the companies believe , they claim to make the male drivers pay much more thasn they should be actually paying for their car insurance. The above stated facts and data that supports them make them believe the facts blindly. This makes women a safer bet for them as they would not have to pay huge claims for women as they may have to do for a male driver. This puts the male driver community under a lot of risk as they are liable to pay huge amounts.

The fact although still remains that women drivers are not better than male drivers as they lack the instincts that make a good driver . But as luck would have it just because of some loosely basedstatistical data they are made to pay less than male drivers.